Residential Mortgages
Learn more about the residential loan options that may be right for you.
Residential Mortgage Options
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Conventional Mortgages
Maybe you found our page and you’re looking for the best conventional loan for your situation. We’re here to offer you a personal touch, and the time it takes to get you the perfect conventional loan.
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FHA Mortgages
A low down payment and affordable rates are just two reasons to consider an FHA mortgage insured by the Federal Housing Administration. FHA loans feature flexible qualification requirements, making them ideal for many buyers.
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Jumbo Mortgages
Jumbo mortgages are designed for financing luxury properties or homes in highly competitive real estate markets. Because they are not backed by government-sponsored enterprises like Fannie Mae or Freddie Mac, jumbo loans typically have stricter credit requirements and higher interest rates.
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Reverse Mortgages
A Reverse Mortgage, or Home Equity Conversion Mortgage (HECM), is a special type of home loan that lets homeowners aged 62 or older convert a portion of their home equity into cash. This cash can come in monthly payments or a line of credit, allowing you to use your home to support your retirement.
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Home Equity Lines of Credit
A Home Equity Line of Credit (HELOC) is a flexible loan that allows you to borrow against the equity in your home. It works like a credit card, you have a set limit, and you can borrow, repay, and borrow again as needed. It’s ideal for funding renovations, education expenses, consolidating debt, or other big purchases.
What Others are Saying
About Fort Funding?
Don’t just take our word for it– here are some actual, word-for-word reviews from real customers just like you.
Why Choose Us?
(It Might Surprise You.)
You have a lot of options when it comes to choosing your mortgage lender. That’s why here at Fort Funding, work hard to give every single customer the most incredible lending experience possible.
This might surprise you, but, we go against the grain of the mortgage industry. Why? Because nowadays, so many lenders have given up quality for quantity– and it’s customers like you who suffer. That’s not us, and it never will be.
Since we began in our small office in Brooklyn in 1993, we’ve treated every client like family, and reimagined what a first-class, personal mortgage experience can look like.
If you’re looking for a personalized experience we’re excited to show you the hundreds of loan options available at incredible rates.
Start Your Mortgage Approval Process Now
Have Questions? Give us a call.
We love helping people find the answers they need.
718-921-0200
NEW YORK
NMLS #39463.
License #RMB 209074
Registered Mortgage Broker - New York State Department of Financial Services. All loans arranged through third party providers.
NEW JERSEY
NMLS #39463
New Jersey Residential Mortgage Broker. Licensed by the NJ Department of Banking and Insurance. We do not make any mortgage commitments or fund any loans. All loans arranged through third party providers.
CONNECTICUT
NMLS#39463.
License #20264
Connecticut Mortgage Broker - Connecticut Department of Banking. Mortgage Broker only, not a Mortgage Lender or Mortgage Correspondent Lender.
PENNSYLVANIA
NMLS #39463.
License #59975
Licensed by the Pennsylvania Department of Banking and Securities.
FLORIDA
NMLS#39463.
Lender License #MBR2367
Licensed by the Florida Office of Financial Regulation.
CALIFORNIA
NMLS#39463.
License/Registration # 60DB0-148018
Licensed Under the California Department of Financial Protection and Innovation.
California-DFPI Financing Law License
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